Guaranteed Credit Card? Find Out What Your Options Are

If you have a bad credit history, and you are looking for a guaranteed credit card then you have two options. You can either opt for a bad credit credit card – where you can still be accepted even if you have bad credit history. Or you can get a guaranteed no credit check credit card (known as prepaid credit cards). We recommend you apply for a bad credit credit card first, and then opt for a prepaid credit card if you cannot get accepted. For both types, we have found you the best suppliers.

Apply Today To Get a Guaranteed Acceptance Credit Card!

1. Bad Credit History Credit Card

guaranteed credit card

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  • Credit card for bad credit history but NOT guaranteed acceptance.
  • Designed for people with bad credit or those new to credit.
  • Instant Decision – find out within minutes whether you are accepted.
  • CCJ’s, past credit problems and adverse credit all considered.
  • Does not matter if you have been refused/denied elsewhere.
  • Perfect for repairing and building your credit history.
  • Over half a million people helped by Vanquis & no annual fee.

>>>Click Here to Apply For a Vanquis Visa Credit Card<<<

2. No Credit Check Guaranteed Credit Card

guaranteed acceptance credit card

* Subject to terms and conditions such as identity verification.

More Details

  • No Credit Checks involved – 100% Guaranteed Credit Card as long as some simple conditions are met (age, identity).
  • No monthly fee and no bank account required – just pay as you go!
  • No interest payments and no nasty surprises
  • Control your spending – use it as a credit card but only spend what you have!
  • Perfect if you are refused above for a Vanquis credit card.

>>>Click Here to Apply For a Bread Prepaid MasterCard<<<

Guaranteed Acceptance Credit Cards

Whilst traditional credit cards always have credit checks and therefore acceptance cannot be guaranteed (such as the Vanquis credit card), Prepaid credit cards such as the Bread MasterCard work in the same way as credit cards but you are spending your own money. Money can be put on the card through various easy methods. This ensures you are not spending more than you have. You don’t even need a bank account. You can top-up via cash at any PostOffice® branch or any PayPoin outlet. Of course you can transfer money via BACS transfer or standing order (if you have a bank account). This is the only guaranteed way of getting a credit card. There are no monthly fees and no nasty surprises.

Of course if you are looking for a traditional credit card then we recommend Vanquis for a reason. They have a proven track record, and have helped half a million people. They also have a relatively low 39,9% APR variable. If you have been refused or denied a credit card elsewhere, and have a bad credit history, then we strongly recommend you apply at Vanquis. You will get a decision within minutes, and if accepted, the card will help you build your credit history. Should you be denied by Vanquis, then your only option is a Prepaid credit card and we believe the Bread Prepaid MasterCard is the best available.